Viewer Question: I was laid off a year ago and my COBRA expires in February 2011. What are my options?

O’Connor responded that  if you cannot afford coverage on your own, there are lots of options in the market today. The way most health policies are written today they are based on your health today. There is a high risk pool in place for those who have conditions that make coverage unaffordable. The rates are capped at a high but reasonable level. Visit to see if this option is for you. The commercial market or safety net organizations may also have options for you.


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